Nzira yekumisa mari yekubhadhara chikwereti, iyo zvikwereti zvayo zvinoshanda kune, nzira yekuwana chiyero, chii chitsva. Ongororo yakadzama yakagadziridzwa neABI, iyo Italian Banking Association, nemabhangi uye masangano evatengi ari kutora chikamu muchirongwa cheSimple Transparency chakatsaurirwa kuSolidarity Fund yezvikwereti zvekutenga imba yekutanga. Sechikamu chechiito ichi, Gwaro idzva rakagadzirwa kuti ritsigire vagari nemhuri mumamiriro ezvinhu akaoma.
Dingindira riri pakati peiyi Nhungamiro pfupi iSolidarity Fund yezvipo zvekutenga imba yekutanga, iyo inonzi Gasparrini Fund, chiridzwa chinoona masangano everuzhinji nemabhanga eItaly achibatana pamatanho anoshamisa ekushandiswa kana zvichidikanwa. . Chiridzwa chakasimbiswa kakawanda nekupindira kwemutemo kwakanangana nekuve nemhedzisiro yenjodzi, kutanga kubva kuCovid, iyo yakawedzera huwandu hwayo hwekushandisa uye yakawedzera mashandiro ayo kusvika 31 Zvita 2023.
Iyo 'Kumiswa kwekubhadhara mari dzemba kutsigira mhuri dziri mumatambudziko' ine chinangwa chekupa vagari ruzivo rwakagadziridzwa uye rwakakosha maererano nemashandiro nematanho erutsigiro akaitwa kuburikidza neHomwe.
Nhungamiro iri pakati pezvishandiso zvinosimudzirwa neABI pachiitiko cheMwedzi Wedzidzo Yezvemari, chiitiko chakasimudzirwa padanho renyika neKomiti yekuronga uye kurongeka kwemabasa edzidzo yezvemari, anoitika muna Gumiguru.
Chirongwa chinosimudzirwa neABI mukubatana nemasangano evatengi chinosanganisira kugadzirwa uye kuparadzirwa kweruzivo uye maturusi ekudzidzisa pamusoro penyaya dzinofarirwa nevatengi, nechinangwa chekukurudzira kushandiswa kwemabhangi uye ruzivo rwemari nevagari, nekudaro kunopfumiswa nerutsva. Guide
Muchimiro chedhijitari, Gwaro rinowanikwa pawebhusaiti yeABI pane peji rakatsaurirwa (iyi ndiyo link www.abi.it/mercati/progetto-trasparenza-semplice/scopio-strumenti-info-educativi-diretti-alla-clientela/) uye inowanikwa kumabhangi uye masangano evatengi akabatana mukugadzirwa kwayo (ACU, Adiconsum, Adoc, Altroconsumo, Assoutenti, Casa del Consumero, Centro Tutela Consumatori Utenti, Cittadinanzattiva, Codacons, Confconsumatori, Federconsumatori, Lega Consumatori, Movimento Defence Consumatori, Citizen Movement, U.Di.Con, UNC).
Hezvinoi zvikuru zviri mukati:
Iyo inoshanda sei
Vagari vakarasikirwa nemabasa kana kana paine kumiswa kana kuderedzwa kwemaawa ekushanda vanogona kuwana Solidarity Fund, iyo inobvumira bhanga rakapa chikwereti kumisa kubhadhara kwezvikamu kusvika kumwedzi 18. shanda kwenguva isingaite 30 mazuva; avo vakaonekwa sevane hurema hwakakomba; kana kuti pafa mumwe wevakwereta. Kusvikira 31 Zvita 2023, chikumbiro chekumisa chinogona kuendeswa pasina kuratidza ISEE, chiratidzo chemamiriro ehupfumi akaenzana. Uyezve, chiyero chakawedzerwa kune vashandi vanozvishandira, vanozvimiririra uye vatengesi vega vakatambura kuderera kwemari yavo; kuvaka mishandirapamwe ine varidzi vasina kupatsanurwa; kune zvikwereti zvinovimbiswa neFirst Home Guarantee Fund.
Kune zvikwereti zvipi chiyero chinoshanda
Chiyero chinoshanda kune zvikwereti zvine chekuita neimba inoshandiswa senzvimbo isiri-yepamusoro pekugara, isingapfuure huwandu hwe250.000 euros (400.000 euros kusvika 31 Zvita 2023). Kumamortgages akapihwa mari kwerinokwana gore asingafarire rubatsiro rweveruzhinji kana inishuwarenzi maringe anovhara mari dzakamiswa nekuda kwezviitiko zvinofungidzirwa nechiyero. Zvakare kune zvikwereti nekunonoka mukubhadhara, sekureba isingapfuure mazuva makumi mapfumbamwe akateedzana panguva yekuendesa chikumbiro, uye iyo iyo kubviswa kwekubatsirwa kweiyo nguva kana kubviswa kwechibvumirano pachayo hakuna kuitika, zvakare kuburikidza nekuzivisa. yedeed of order, kana maitiro ekutonga haana kutangwa nevechitatu mapato pachinhu chakaiswa mbavha.
Nzira yekuwana chiyero
Kukumbira kumiswa kwezvikamu, mugari ane zvinodiwa anofanirwa kuzadza fomu rakatsikiswa pawebhusaiti yeConsap, maneja weHomwe (www.consap.it/fondo-di-sospensione-mutui-per-l-acquisition- della -prima-casa/), zvakasiyana kune vanhu chaivo kana makambani ekuvaka, achiperekedzwa nemagwaro anodiwa, kuti aunzwe kubhangi rakapa chikwereti, nenzira inotsanangurwa nebhangi pacharo. Mabhangi ese ari kutora chikamu muchiyero.