Guide to help recognize, prevent and combat it Are expenses being made in my name without my knowledge and authorization? Am I aware of financial decisions that affect me and my family? Do I manage my money independently? The guide against violence begins from these questions and others [...]
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Highlight the commitment of the Italian banking world to sustainability and report on the activities carried out in this regard. It is with this objective that the Italian Banking Association, as a member of the United Nations Global Compact, publishes the new Declaration of Commitment (Communication on Engagement – COE) in favor of the development of an inclusive economic model attentive to [...]
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If Italian banks applied the same interest on current account deposits as in 2008, the year in which the ECB reference rate was the same as today [At the meeting of 14 September last, the Governing Council of the ECB raised the main refinancing rate at 4,50 percent. This decision will come into […]
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Rule proposed by the minister and shared by the cdm The measure proposed by the minister of the economy and finance, shared and approved by the Council of Ministers arises in the wake of rules already existing in Europe on the subject of extra banking margins. At the same time, for the purpose of safeguarding the stability of banking institutions, the measure also provides [...]
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Trieste, Aosta, Biella, Savona and Cagliari are the provinces most affected by the contraction. In Frankfurt they "prefer" the crisis to inflation In the last year (May 2023 on the same month of 2022) bank loans to Italian companies (non-financial companies) decreased by 5 percent (equal to -33,3 billion euros ) and among the 20 countries of the Eurozone […]
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Promote the exchange of information and experiences, especially on aspects related to accessibility issues. The discussion table between the Italian Banking Association (ABI) and the National Deaf Institution (ENS) is underway for the implementation of initiatives and projects to promote better accessibility to banking structures and products and services. The collaboration is […]
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The XXIII edition of the "Supervision, Risks & Profitability" conference kicks off today in Milan, the annual appointment of the ABI dedicated to the analysis of the evolution of the European banking regulatory scenario and the critical elements to be addressed to avoid penalizing the economy. "The accentuation of the complexity of the macroeconomic framework and the recent crisis experiences of regional banks [...]
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Banks: ABI, clear rules and accessible information are the levers to support sustainable development
The transition to a sustainable economy is an unavoidable priority, which concerns everyone, and the banking world is an important enabler. Within the evolving European regulatory perimeter, the role of banks is increasingly crucial, both as companies interested in sustainable transformation and as promoters of investments aimed at supporting and growing […]
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Bank loans to small and micro enterprises continue to decrease. Between 2021 and 2022, outstanding loans to companies with fewer than 20 employees fell by 5,3 billion euros (-4,3 percent). The total stock of loans disbursed to this segment of companies increased from 124 to 118,7 billion […]
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The European Central Bank (ECB) is continuing with determination in its activities aimed at defining the characteristics for designing the digital euro. And this in view of a possible issue decision that the Board of Governors could adopt. Banks in Italy are actively involved in the project, also with innovative services, based on the programmability of payments, [...]
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How the Solidarity Fund for mortgages for the purchase of the first home works, which mortgages it applies to, how to access it. These are the main points of the infographic 'Suspension of mortgage payments to support families in difficulty' which aims to provide citizens with essential information regarding the operation of the tool. In digital format, this [...]
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ABI and the State Police promote a Vademecum with useful advice to always maintain a high level of attention to the protection of personal data. These are a few simple tips and good practices, provided with simple and direct language to reduce vulnerability factors and potentially risky behaviors. The project is [...]
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Fight against climate change and its effects, and support the sustainable growth of activities. The commitment of banks to support companies that embark on a transition path towards organization and business models based on sustainability goes hand in hand with a more careful management of information relating to environmental and social impacts [...]
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The house can represent a starting point towards a sustainable economy and for a new social and environmental awareness. In this process, the role of the banking sector is even more fundamental in contributing to the strengthening of market balances, supporting economic growth and financial stability. With this vision, Abi supports the Energy Efficient Mortgage Label initiative, [...]
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The new Communication on Engagement (COE) of the Italian Banking Association is online, as a member of the United Nations Global Compact. The fourth edition of the document describes ABI's commitment in the two-year period 2019-2020 to support the dissemination of the Ten Principles of the Global Compact relating to environmental protection, human rights, fight against corruption and labor standards related to [...]
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Between February 2020, the month that preceded the advent of the pandemic crisis, and May 2021, the overall stock of bank loans granted to Italian companies to tackle the economic crisis increased by € 37,1 billion, although guaranteed loans implemented with the interventions approved by the second Conte government are [...]
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The 22st edition of the “Supervision, Risks & Profitability” conference kicks off on Tuesday XNUMX June, the appointment that the ABI dedicates to the evolution of banking regulations, to European supervision and to the analysis of the regulatory impact on the economy. The central theme of the event is the analysis of the European banking regulatory framework and the critical elements to be addressed in order to avoid the risk of pro-cyclical effects with consequent [...]
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Develop and strengthen relationships with customers increasingly through contact channels capable of responding in a personalized and flexible way to different needs. If on the one hand the banks modulate and expand their services to support the need for customer proximity, even in the phase of the Covid-19 pandemic, on the other hand the [...]
read moreBetween February and December 2020, the CGIA Studies Office reports, the overall stock of loans granted to Italian companies to face the economic crisis increased by 39 billion euros, even if the volume of guaranteed loans fielded by the Conte bis government it was over 150 billion. If these operations have [...]
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Thus in a note, the president of the Parliamentary Committee for the Security of the Republic - Copasir -, Raffaele Volpi highlighted the main topics on which the high Committee will continue to focus attention in the wake already traced in the course of 2020: "In look to the new year the Parliamentary Committee for the security of the Republic is preparing, [...]
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In appreciating the intensification of positions aimed at supporting an urgent modification of the European rules contained in the EBA guidelines on the new definition of "default", the Director General of ABI, Giovanni Sabatini, stressed that "Since September 2015, when the EBA started the activities aimed at defining the new [...]
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It is plausible to believe that the resources made available by the “Cura Italia”, the “Liquidity decree” and the “Italian Guarantee” program benefited above all the banks and companies that had already obtained a loan before the advent of Covid. The CGIA Studies Office came to this hypothesis which, after analyzing the data of the [...]
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Banks operating in Italy can count on a sector blockchain for the reporting of mutual accounts. Spunta Banca DLT, the project promoted by ABI and coordinated by ABI Lab, has in fact successfully completed the technical tests and is in production for the first section of banks participating in the initiative. Today 32 [...]
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The ABI Executive Committee met today in videoconference, chaired by Antonio Patuelli. The Executive Committee expressed great appreciation for the constant and diligent commitment of all colleagues and bank colleagues (and closeness to their families) who, without stopping, throughout Italy, with a spirit of service and strong sense [...]
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Over 92% (in terms of total assets) of banks in Italy adhere to the ABI convention which allows workers suspended from work due to the COVID-19 emergency to receive an advance from the banks of ordinary income supplement and redundancy fund in derogation provided for in the "cura-Italia" decree with respect to the time of payment [...]
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(by Dr. Riccardo Pastore) The crisis generated by COVID-19 seems to have a unique force, even greater than that of 2008. The reason for this uniqueness lies in the fact that the almost general block of activities wears down the resources of businesses and families " from within ”and the flows to the banks decrease. In detail, it happens that companies burn liquidity [...]
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ABI, Fabi, First-Cisl, Fisac-Cgil, Uilca, Unisin Falcri-Silcea-Sinfub have shared a Protocol on measures to prevent, combat and contain the spread of the Covid-19 virus in the banking sector. An important step with which Fabi, First-Cisl, Fisac-Cgil, Uilca, Unisin Falcri-Silcea-Sinfub and ABI intend to ensure that the activities of the banks continue to be carried out with the utmost attention to [...]
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Banks, ABI: advice to operate online even more protected and secure The banking world is increasing its commitment to the fight against cybercrime. Especially in this phase of commitment against Coronavirus, ABI recommends using home banking safely. To connect to the bank's website, type the address directly in the navigation bar and check that the [...]
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93% of the total banks operating in Italy adhere to the new moratoriums 93% (in terms of total assets) of the banks in Italy adhere to the new moratoriums signed by ABI and the business representative associations. The new moratoriums are already operational for the whole of Italy. With the new moratoriums it has been extended to [...]
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Banks: ABI, contact center structures in support of customers are significantly strengthened Innovation, dimensional growth, attention to the quality of the service offered to customers, orientation towards remote consulting: these are the main directions on which the evolution of contact is developed banking centers. A strong development that reflects the objective of ensuring effective responses and [...]
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Development of solutions to support sustainable growth, also with respect to the consequences of climate change, and enhancement of the relational aspects with the various interlocutors to generate value over a long period and anticipate the challenges of competition Banks are increasingly attentive both to developing a 'financial offer to support sustainable growth, [...]
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The goal is to promote the financial and social inclusion of citizens in a highly inclusive perspective, as part of the memorandum of understanding between the Italian Banking Association and the Italian Union of the Blind and Visually Impaired. A commitment that is also enhanced with the participation of the initiative in the Month of Financial Education The infographics with immediate, simple and essential information on the opportunities offered by [...]
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Jean Pierre Mustier, CEO of Unicredit and president of Ebf, the federation of European banks has announced that from 2020 the institution will be able to ask customers with over 100 euros in stock to pay to leave the money on their current account. The percentage applied could be 0,50%, equal to the value of negative rates [...]
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First mission for ABI and Italian banks in Ethiopia, to identify and deepen the real prospects for commercial collaboration and partnerships that the recent transformations of the country will progressively make possible. With an annual GDP growth rate that has stood at around 10% in the last decade, Ethiopia emerges in the African landscape as [...]
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In Italy, the role of banks in supporting the development of the residential sector is strengthened: the sales of houses backed by bank loans have increased sharply (+ 107% in the last 5 years) Starting from 2013, the real estate market in Italy has shown a significant increase: in 2018 the number of real estate units sold [...]
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From 2009 to October 2018, 491.041 SMEs have benefited from the initiatives implemented by the banks, assisted by the ABI, to support the availability of credit. It was a huge effort at a time when the Italian economy experienced one of the deepest and most persistent recession-stagnation phases of [...]
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More and more digital, the banking customer has now become fully familiar with the management of advanced methods of contact and relationship with their bank. In 2017, the share of users who use the Internet or mobile banking reached 62% of total customers, equal to approximately 18 million Italians. This is what emerges [...]
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Data Governance and Data Quality initiatives, enhancement of internet and mobile banking services, integration between channels, management and mitigation of cyber risk and digitization of processes and documents. These are the priorities in the technology investment programs of Italian banks that continue to focus on innovation and ICT (Information and Communication Technology). In fact, attention [...]
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The ABI Executive Committee, chaired by Antonio Patuelli, having assessed the technical-legal analysis presented by the Director General, Giovanni Sabatini, notes the improvements made to the text of the Addendum to the ECB - SSM Guidelines on impaired loans. In particular, the Executive Committee notes that the Addendum, in the version made public on March 15, 2018, does not impose generalized obligations for [...]
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The Ican Campaign (International Campaign for the Abolition of Nuclear Weapons) and the Dutch NGO Pax published the 2018 Report "Dont 'bank on the bomb" (do not invest in the bomb ") which registered a massive increase of 81 billion dollars in new investments in nuclear weapons production in 2017, compared to 2016. Worldwide, according to the study, [...]
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The thought of pushing Washington to impose sanctions on banks that do business with Pyongyang is growing stronger in the United States, considering that for the moment the UN sanctions have not curbed North Korea's nuclear ambitions. In the last few weeks, some steps in this direction have already been taken, last [...]
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