The ABI has examined the recent territorial data published by the Bank of Italy: in the second quarter of 2023 the average rate applied to families on new fixed rate mortgages for the purchase of homes was 4,32%, with minimal differences between individual territorial areas. In particular, the highest rate was recorded in the North-East [...]
read more
The management of applications with non-compliant ISEE and the payment of the check to a minimum extent are postponed to November following edits). The calculation of the monthly amount due is carried out by INPS, taking into account the [...]
read more
The latest Regional Bank Lending Survey, published today by the Bank of Italy, provides interesting information on the dynamics and characteristics of bank loans granted to households for the purchase of homes throughout 2022. The results of the survey show that , after the expansion observed in the first part of 2022, the impact on the level of interest rates of the effects of […]
read more
The ABI has issued a circular letter to promote the adoption by its members of measures in favor of families with variable-rate mortgages without a cap, in order to mitigate the impact of the increase in interest rates on the amount of the installments. Such measures could consist of: The above measures will be carried out upon request and in agreement with those […]
read more
The obligatory expenses of Italian families continue to increase. According to an estimate by the CGIA Research Office referring to 2022 (Estimate constructed by assuming that, in 2022: 1) that for Food, Home and Transport was equal in volume to the previous year (2021) and increased, in terms of amount, according to inflation calculated by Istat (11-month average of 2022 on [...]
read more
Over 256,8 billion the value of requests to the SME Guarantee Fund; total volumes of loans guaranteed by SACE reach 42 billion euros The guarantee requests for new bank loans for micro, small and medium-sized enterprises presented to the Guarantee Fund for SMEs rose to over 256,8 billion. [...]
read more
The debt of Italian households is growing (aggregate includes: mortgages and leasing; personal loans, loans against salary assignments, current account credit openings (generally forms of consumer credit); other technical forms of loans are also included which, such as indicated by the Bank of Italy, are not specified in the statistics (for example credit cards, [...]
read more
Unpaid bills. Intermite: "The current moment of hardship for families and businesses is foreseeable"
“We are not a little alarmed by the news, however widely predictable, relating to the many unpaid bills by families and businesses”. Francesca Intermite, President of the employers' association CasaImpresa comments on the data recorded in this particular moment throughout the national territory, and that people live in a more aggressive way in a complicated territory such as the Ionian one. [...]
read more
Although yesterday the Draghi government approved a new 6 billion euro measure to mitigate the expensive bills, in the first half of this year, households and businesses will still have to bear an increase of 33,8 billion euro. The CGIA Studies Office took care of the accounts. How to […]
read more
Credit and liquidity for households and businesses: moratoriums still active on loans worth 157 billion, over 161 billion the value of requests to the SME Guarantee Fund; total volumes of loans guaranteed by SACE reach € 23,3 billion The moratoriums still active concern loans worth approximately € 157 billion, [...]
read moreMoratorium applications for € 295 billion, the value of requests to the SME Guarantee Fund over 141 billion; the total volumes of loans guaranteed by SACE exceed € 21,6 billion. Applications for adherence to the moratoriums on loans amounted to over 2,7 million, for a value of approximately 295 billion [...]
read moreApplications for a moratorium of 301 billion euros, over 101 billion the value of the requests to the SME Guarantee Fund; Loans guaranteed by SACE reach € 16,6 billion. Applications for adherence to the moratorium on loans for a value of € 2,7 billion exceed 301 million, and exceed 101 [...]
read more
Moratorium applications amounting to 323 billion euros, over 83 billion the value of requests to the SME Guarantee Fund; guarantees issued by SACE reach € 13,5 billion Applications for adherence to the moratorium on loans for a value of approximately € 2,9 billion rise to over 323 million, and exceed [...]
read more
MEF: credit and liquidity for households and businesses Over 295 billion euro applications for a moratorium on loans; over 61 billion the value of applications to the Guarantee Fund for SMEs; € 10,5 billion guarantees issued by SACE Confirmed on high volumes, equal to 2,7 million for a value of [...]
read more
Credit and liquidity for households and businesses: almost 1,3 million requests for moratorium as of April 17 and more than 20.000 applications to the Guarantee Fund for SMEs Almost 1,3 million applications or communications relating to loan moratoriums and more than 20.000 guarantee requests for new bank loans for [...]
read more
Possibility of suspending up to 12 months the principal amount of the installments of mortgages secured by real estate and of other loans with repayment in installments. The ABI and consumer associations (Acu, Adiconsum, Adoc, Altroconsumo, Asso-Consum, Assoutenti, Cittadinanzattiva, Codacons, Confconsumatori, Consumer and User Protection Center, Federconsumatori, La Casa del consumer, Consumer League, Consumer movement, Defense movement [...]
read more
Compared to 2007 (pre-crisis year), Italian households have "cut" consumption by an amount equal to 21,5 billion euros. Last year, the total expenditure of households in our country amounted to just over 1.000 billion euros. Despite the contraction, this item continues to be the largest component [...]
read more
Eni gas and electricity and Zurich Italy have signed a strategic agreement aimed at offering innovative insurance solutions to over 8 million Eni gas and electricity customers in Italy. The agreement will have a duration of 7 years and provides for the development of a portfolio of new complementary products and services between the two companies, supported [...]
read more