Bergamo, Varese, La Spezia and Lecco are the provinces where the credit crunch for very small companies has been felt most. It is now a credit crunch: in the last year in which the data are available (August 2023 compared to the same month in 2022), live bank loans to Italian companies decreased by 7,7 percent. In […]
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Trieste, Aosta, Biella, Savona and Cagliari are the provinces most affected by the contraction. In Frankfurt they "prefer" the crisis to inflation In the last year (May 2023 on the same month of 2022) bank loans to Italian companies (non-financial companies) decreased by 5 percent (equal to -33,3 billion euros ) and among the 20 countries of the Eurozone […]
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In 2022 missed payments to suppliers for 5,4 billion euros In almost one out of three cases, in 2022 the central state administration did not pay its suppliers. Against 3.737.000 invoices received for a total amount of 20,2 billion euros, it settled 2.552.000, corresponding to these companies 14,8 billion. Therefore, […]
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In today's meeting of the control room on the PNRR chaired by Minister Fitto, the Director General of ABI, Giovanni Sabatini, underlined the role that banks can play in channeling incentives towards businesses. “A stable and clear framework is needed for banks to be able to perform this role in the most efficient way […]
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The economy slows down and in commercial transactions between private individuals the payment times of medium and large companies towards their suppliers are once again lengthening. Historically this has always been the case and the phenomenon promptly reappeared in the first three months of 2023: with the slowdown in GDP, delays increased again. Today […]
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In an attempt to cool the inflationary push, the increase in interest rates decided by the ECB in this second part of the year – to which we will certainly have to add the new increase that will be introduced on 15 December next – will entail, between 2023 and 2022 , an increase in corporate loan charges of around 15 […]
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The public notice for access to facilities for the development of agri-food logistics in favor of companies is available on the MiPAAF website, in line with the directives provided by the decree signed by Minister Stefano Patuanelli on 13 June last, to which they are intended 500 million euros under the PNRR measure "Logistics development for [...]
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An agreement was finalized between the Ministry, Cassa Depositi e Prestiti and ABI for subsidized loans in favor of energy redevelopment, environmental sustainability and digital innovation for the structures of the sector. and digital innovation to make the sector more [...]
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If, due to the rise in electricity and gas prices, many businesses are at risk of closure, while others, “taking advantage” of this very negative economic situation, have recorded staggering turnover. This is the case of the energy companies present in Italy which, in the first 5 months of this year, saw an increase in revenues, compared to the same period of 2021, by [...]
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The small municipalities are the driving force of the Italian productive economy (the agriculture, financial intermediation, insurance and public administration sectors are not included in this study). In fact, 20 per cent of both Italian companies and total employees are located in administrations with fewer than 41 inhabitants who, in this case, do not [...]
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There are 146 thousand Italian companies that are concretely at risk of usury. Activities that currently employ approximately 500 employees. These are mainly craft enterprises, traders / commercial activities or small entrepreneurs who have "slipped" into the insolvency area and, consequently, have been reported by the financial intermediaries to the Central Credit Register of the Bank of Italy. In fact, this [...]
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Following the conversion of the "Aid" decree, ABI President Antonio Patuelli and General Manager Giovanni Sabatini immediately wrote to the Prime Minister, the Minister of Economy and Finance, the Minister of Foreign Affairs and International Cooperation, to the Minister of Economic Development, the Undersecretary for European Affairs and the European Commissioner for [...]
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Over 256,8 billion the value of requests to the SME Guarantee Fund; total volumes of loans guaranteed by SACE reach 42 billion euros The guarantee requests for new bank loans for micro, small and medium-sized enterprises presented to the Guarantee Fund for SMEs rose to over 256,8 billion. [...]
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Trade and construction are the most “fragile” sectors. Latina, Ragusa, Trapani and Syracuse are the provinces already in difficulty Even though the number of bankruptcies recorded in the last two years is not particularly high, the risk that, from next autumn, it will increase again to a worrying extent is quite probable. Between the deterioration of the general economic situation - [...]
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Collaboration with consultants for better services to citizens and businesses strengthened INPS brings its contribution of proposals and innovation to the Festival del Lavoro 2022, the event organized by the National Council of the Order and by the Foundation for Labor Consultants is taking place these days at the Palace of Culture and [...]
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Over 251,6 billion the value of requests to the SME Guarantee Fund; total volumes of loans guaranteed by SACE reach 36,4 billion euros The guarantee requests for new bank loans for micro, small and medium-sized enterprises submitted to the Guarantee Fund for SMEs rose to over 251,6 billion. [...]
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Although yesterday the Draghi government approved a new 6 billion euro measure to mitigate the expensive bills, in the first half of this year, households and businesses will still have to bear an increase of 33,8 billion euro. The CGIA Studies Office took care of the accounts. How to […]
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It is estimated that in the first quarter of this year, companies will be required to pay 2019 billion euros more for electricity and gas than in 14,7 (pre-pandemic year). By removing from this amount 1,7 billion of mitigation measures introduced by the Government in recent weeks, in the first quarter of 2022 companies will have to [...]
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Credit deterioration rates at an all-time low (2,1%) in 2021 and expected to increase in 2022 due to the end of the emergency measures. They will fall again in 2023 After hitting a low of 2021% in 2,1, in 2022 the flow of new non-performing loans of companies is expected to increase to 3,8%. The rise [...]
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Dear energy 2022: government aid covers only 6% of the price increases for households and businesses
Although the Government for this first quarter has disbursed a good 5,5 billion euros in aid to families and businesses to counter the high bills, the amount remains, unfortunately, completely insufficient to mitigate the additional costs that will have to suffer this year. domestic and non-domestic users. It is clear that much more needs to be done. In fact, at [...]
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Compared to 2019, the extra cost that Italian companies will incur this year due to the increase in the price of electricity tariffs amounts to almost 36 billion euros. In fact, within 3 years, the cost of electricity bills for companies has almost doubled. A frightening increase that, added to the increase in gas prices, will force [...]
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(by Davide D'Amico, PA Manager and Aidr Director) Revolutionary is the term that best summarizes the scope of the National Recovery and Resilience Plan. An unprecedented project, aimed at leading our country beyond the pandemic, at the same time laying the foundations for a new model of society: more inclusive and attentive to the environment, which knows [...]
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Next Monday and Tuesday will be two days of "nightmare" for Italian entrepreneurs who will be called upon to honor the most onerous tax deadline of the year. Between the payment of the Ires and Irap Irpef advances and the substitute tax for the lump-sum activities, the CGIA Studies Office estimates that the companies will be required to pay to the Treasury [...]
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Next Monday and Tuesday will be two days of "nightmare" for Italian entrepreneurs who will be called upon to honor the most onerous tax deadline of the year. Between the payment of the Ires and Irap Irpef advances and the substitute tax for the lump-sum activities, the CGIA Studies Office estimates that the companies will be required to pay to the Treasury [...]
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There are just under 176.400 Italian companies that are in distress; among these, one out of three is located in the South. Rome, Milan, Naples and Turin are the territorial realities most in difficulty. We are talking about non-financial companies and producer households that have been reported as insolvent by financial intermediaries to the Centrale dei [...]
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Credit and liquidity for households and businesses: moratoriums still active on loans worth 157 billion, over 161 billion the value of requests to the SME Guarantee Fund; total volumes of loans guaranteed by SACE reach € 23,3 billion The moratoriums still active concern loans worth approximately € 157 billion, [...]
read moreTo ease the increasingly widespread social tension in many categories of self-employment, the Government must abandon the micro-aid policy implemented up to now, replacing it with extraordinary measures capable of mitigating the negative effects that the pandemic crisis is producing. Given the urgency, according to the CGIA Studies Office it is necessary, for example, to "apply" [...]
read moreMoratorium applications for € 295 billion, the value of requests to the SME Guarantee Fund over 141 billion; the total volumes of loans guaranteed by SACE exceed € 21,6 billion. Applications for adherence to the moratoriums on loans amounted to over 2,7 million, for a value of approximately 295 billion [...]
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It is plausible to believe that the resources made available by the “Cura Italia”, the “Liquidity decree” and the “Italian Guarantee” program benefited above all the banks and companies that had already obtained a loan before the advent of Covid. The CGIA Studies Office came to this hypothesis which, after analyzing the data of the [...]
read moreCredit and liquidity for households and businesses: applications for a moratorium rise to 302 billion euros, the value of requests to the SME Guarantee Fund over 91 billion; the volumes of loans guaranteed by SACE reach € 15,5 billion Applications for adhesion to the moratoriums on loans exceeded 2,7 million for [...]
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Moratorium applications amounting to 323 billion euros, over 83 billion the value of requests to the SME Guarantee Fund; guarantees issued by SACE reach € 13,5 billion Applications for adherence to the moratorium on loans for a value of approximately € 2,9 billion rise to over 323 million, and exceed [...]
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MEF: credit and liquidity for households and businesses Over 295 billion euro applications for a moratorium on loans; over 61 billion the value of applications to the Guarantee Fund for SMEs; € 10,5 billion guarantees issued by SACE Confirmed on high volumes, equal to 2,7 million for a value of [...]
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Paying with difficulty, but with orders worth 140 billion a year, the PA is the main customer of our companies "Although the punctuality of payments still remains an unsolved issue - says the coordinator of the CGIA Studies Office Paolo Zabeo - with his 140 billion euros of orders per year, equal to about 8 for [...]
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Of all the euro area entrepreneurs interviewed by the European Union, Italians are the ones who have denounced the complexity of the administrative procedures to which they are subjected more vehemently than others. Out of ten respondents, nine said they found themselves in serious trouble whenever they had to apply the provisions required by our public offices. [...]
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ABI, Alliance of Italian Cooperatives (AGCI, Confcooperative, Legacoop) CIA-Italian Farmers, CLAAI, Coldiretti, Confagricoltura, Confapi, Confedilizia, Confetra, Confimi Industria, Confindustria and Rete Imprese Italia (Casartigiani, Cna, Confartigianato, Confcommercio, Confersercenti) expand and reinforce the moratoriums ABI and the associations representing companies had signed the 15 Credit Agreement on November 2018, 2019 which provides, in [...]
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“Just a few pennies. In other words, with the grants the Government is offering a glass of water to everyone, but it is not in a position to quench the thirst of those who really need it "This is the first hot comment released by the coordinator of the 'CGIA Study Office, Paolo Zabeo, after having [...]
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The Region finances the companies that invest in "Smart Working"! "The Region finances companies that invest in training, business consultancy and the purchase of IT tools to ensure business continuity" "The Coronavirus has imposed a general stop in order to avoid contagion and it is clear how important the effects of this are on [ ...]
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Credit and liquidity for households and businesses: almost 1,3 million requests for moratorium as of April 17 and more than 20.000 applications to the Guarantee Fund for SMEs Almost 1,3 million applications or communications relating to loan moratoriums and more than 20.000 guarantee requests for new bank loans for [...]
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Covid-19 effect: one small company out of 2 reports that payments have been extended One small company out of 2, reports the CGIA, reports that the payment times of private clients have lengthened dramatically and this is putting financial stability at risk of many hauliers, packaging producers and a part [...]
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The ABI, with a circular letter already circulated this morning to all the Associates, communicated to the banks that the European Commission last night approved the indispensable authorization provided for in Law Decree no. 23 of 8 April 2020 to implement the important measures to support the liquidity of companies damaged by the COVID-19 emergency. Given the extreme necessity and [...]
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“Our position as world leader in agri-food and food cannot and must not be stopped. We must all be united in this particularly critical step, redouble our efforts to relaunch our country and re-establish the very image of Italy in the eyes of the world; and it is all too evident how crucial foreign relations are [...]
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On 27 November at the Mipaaf meeting with the ABI for interventions in favor of Bellanova companies: "discussion table for the reform of the national solidarity fund" The meeting with the Italian Banking Association is scheduled for 27 November at Mipaaf to define a framework of joint interventions in favor of companies damaged by the Asian bug emergency. To give [...]
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First mission for ABI and Italian banks in the Czech Republic to assist and support companies, especially small and medium-sized ones, who want to deepen the business opportunities offered by the Czech market, not only in commercial terms but also in industrial partnerships and investments. Suffice it to say that in 2018 the Czech Republic [...]
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The data released today by the Mestre CGIA on the trend in loans to businesses do not correctly represent the phenomenon of the support given by banks to businesses. This was declared by the Deputy Director General of ABI, Gianfranco Torriero, underlining that, in particular, the CGIA of Mestre considers only the so-called living jobs, that is, it does not take into account the loans received [...]
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The contraction in bank lending to businesses is slowing. In the last year (November 2017 to November 2018) live loans - since they are performing loans, at present these loans do not produce securitisations, transfers and consequent cancellations from bank balance sheets - (loans net of bad debts) decreased by 4,9 billion euros (-0,7 for [...]
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Despite the corrections approved by the Chamber of Deputies, in 2019 the budget maneuver will cost the Italian business system 4,9 billion euros. Of these, 3,1 billion will be borne by non-financial companies and 1,8 billion by credit institutions and insurance companies. This was stated by the CGIA Studies Office which, through its coordinator, Paolo [...]
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In 2019, the application of the budget bill will result in an increase in revenues of 6,2 billion for Italian companies: of which approximately 4,5 billion for non-financial companies and almost 1,8 billion for banks and insurance companies . This is said by the CGIA Studies Office which came to these results after [...]
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There are over 20 million companies with fewer than 4 employees (equal to 98,2 percent of the total) and employ 8 million workers and employees, equal to 56,4 percent of all private sector employees in Italy. (the data, updated to 2015, were presented by Eurostat in June [...]
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SACE (CDP Group) announces the results as at 30 June 2018 approved by the Board of Directors chaired by Beniamino Quintieri. In a context of growth in global economic activity (+ 3,9%), which, however, is affected by the uncertainty caused by the protectionist escalation, in the first half of 2018 the SACE SIMEST Hub mobilized resources for 9,3 billion euros, in 15% increase [...]
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